Financial Education

Empowering People, Changing Lives, Making A Difference

“Never thought we could own a home at 72 years old, but Helen helped us and now my kids will always have a home”

Mahoe Ohana
Kanehili, Kapolei

With You Every Step of The Way

Designed to help families become Homestead Homeowners


Plan For Your Future

Setting realistic and achievable goals is the first step in getting you on the right track toward a promising financial future. I'm here to help!

Learn Financial Responsibility

Join us for one of our workshops to learn key tips and strategies to get you on your way to financial freedom. Knowledge is power!


Rebuild Credit

Don't be discouraged by a history of poor financial decisions and faltering credit. Let me help you find solutions to boost your credit and your eligibility to purchase a home.


Create A Detailed Budget

Budgets may not come natural for many people. However, they are a crucial element in the long term goal of turning your financial situation around. 

Develop Strategies to Prevent Foreclosure

Now that you've successfully become a homeowner, learn ways to maintain a healthy relationship with your finances.


Find out more about what our workshops have to offer and start envisioning, planning and executing a plan toward achieving your financial goals.

What Our Families Are Saying

Rosario Ohana

Kaupuni, Waianae

“Helen Wai was someone we could relate to and trust because she too grew up on Hawaiian Homelands and understood the challenges of trying to quality for a home. Today, we own a home on Hawaiian Homelands.”

Darlene M.

All Things Are Possible

“My prayers were heard, as a single mother; my family was blessed with a DHHL single family home at Kaupea in Kapolei, Oahu. Thank you Helen! “

About Helen Wai

Helen Wai is dedicated to helping the families achieve their financial goals. She is a consultant, trainer and counselor who has been active in home buyer education and financial management since 2001. Helen received certification from NeighborWorks America in Homebuyer Education, Housing Counselor, Train the Trainer and Credit Counseling for Maximum Results.

Who Is Helen Wai?

Helen Wai is Native Hawaiian. Reared in a hard-working and entrepreneurial-minded environment, she is the self-made business owner and the lead consultant of Helen N. Wai LLC.

About Me →

What Does She Do?

Since 2001, Helen has partnered with US communities and organizations to bring her powerful brand of financial literacy, home buyer education, foreclosure prevention and energy efficiency workshops and consulting to over 12,000 participants (and counting).

My Work →

How Do I Contact Her?

If you are interested in working with Helen in your community, please visit our contact page to get a hold of Helen via phone, email or social media.

Contact Us →